Revenue-Based Funding
Working capitalUp to$2,000,000
One lump sum, sized on your revenue. Flexible payments you know before you sign.
- Term
- Up to 3 years
- Payments
- Weekly or monthly may be available
- Best for
- Inventory, payroll, growth
Working capital, lines of credit, monthly-payment options and longer-term financing may be available, depending on the business.
Two ways most owners start. More ways to structure it when the business fits.
Up to$2,000,000
One lump sum, sized on your revenue. Flexible payments you know before you sign.
Sized toyour revenue
Draw what you need, when you need it. You only pay for what you use.
You don't have to pick a product. That's our job. Tell us the situation and we'll show you what fits.
The amount is only part of the deal.
We work backward from there. The situation sets the structure, not the other way around.
See What Fits →No handoff between five departments. Same person, same number, start to finish.
Why UpCrunch →
of the businesses we fund come back for another round.
Many of them for multiple rounds, over several years. That only happens when the first deal was the right one.
Based on internal funded-deal records since 2016.
One advisor the whole way. Most businesses see options within 24 hours.
The same five things any good lender looks at. Checking your options doesn't pull your credit.
What comes in each month. It's the biggest factor in how much you can get.
How the business has handled a few seasons, good ones and slow ones.
Steady money coming into the business account, month to month.
It matters, but it isn't the whole picture. Checking your options doesn't pull it.
We count every payment you make today, not just the new one, so the deal still works in a slow week.
Not there yet?Tell us anyway. We'll tell you where you stand and what to work on.
“Said credit pull would be soft, and it was.”
We'll look at the payment, term, total cost and what it actually does to your cash flow. If we can't beat it, we'll say so.
Owners who come back when the business needs capital again.
Custom architectural woodwork for universities and builders across the country. Materials for one job can run $800,000, and bank loans took weeks. Over multiple rounds and several years, we've arranged the working capital behind those materials buys.
“I get advice, and it's always good advice. Nobody's pushing me to do the loan. It's always my call.”Founder, 30+ year New England manufacturerRead the full story →
Candle Delirium runs the world's largest candle store, out of West Hollywood. Another lender strung Anthony along right into the holidays. We told him the truth about that deal, then put together one that funded, refinanced his higher-cost debt and paid for inventory and a new pop‑up.
“They're not just throwing money at you. They're explaining why we're doing it this way.”Anthony Carro, Founder, Candle Delirium
We read every review. The same four things keep coming up.
“He was honest unlike most people in this line of business. Said credit pull would be soft, and it was.”David S.
“He wasn't selling me a loan. But working with me to find a solution.”Rafay
“He was able to do what two other competing organizations said was impossible, he paid off three positions and reduced my payments by $800 a day.”RC Trowbridge
“…even came up with a better solution than I was thinking about, the payments are much more reasonable than the other companies I have either used or checked on.”Brian H.
“I called him late Thursday afternoon around 4pm. He asked me a few questions and said he can get me 95k funded by next day.”George N.
“He returned my call within 30 minutes of my inquiry and got me 3x the amount that I thought I could get – the next day.”Kathleen T.
“I have worked with UpCrunch for the past few years and they have come through for me at every turn as I scaled my business.”Danian R.
“This is the third time I have used him and he has pulled through every time.”RC Trowbridge
A few real deals. The owners stay anonymous.
No. Seeing your offers is a soft pull. If you move forward, we tell you before anything else happens.
Sometimes. Monthly-payment and longer-term structures, including SBA, can be available depending on the business. Your advisor will tell you what's realistic on the first call.
Your revenue sets your number. Statements show it, so we ask for those instead of guessing from a form.
Flexible payment options. Weekly and monthly payment structures may be available, depending on the business. The amount is based on your revenue, and you see the full payment, term and total payback before you sign.
Offers come back within 24 hours, often within a couple of hours. Funding lands within 24 to 48 hours after you pick one.
Nothing. No fee to apply, no obligation to take an offer.
A few quick questions. No hard credit pull to check your options.