Invoice factoringGet paid now for invoices your customers pay later.
Turn unpaid invoices into cash you can use today. You choose which invoices, and it's settled when your customer pays.
- Advance
- Most of the invoice value
- Repaid
- When your customer pays
- You choose
- Which invoices, how many
- Best for
- Net 30 to Net 90 customers
Your invoices are money in the bank.
When Net 60 turns into Net whenever, the work is done and the cash still isn't there. Invoice factoring, also called accounts receivable financing, advances you most of an invoice's value now.
There are no recurring payments as long as your customers pay on time. The advance is settled when they do.
Often a fit for
- B2B businesses with slow payers
- Growing faster than cash comes in
- Seasonal swings in collections
- Businesses that don't want a fixed payment
What we ask for
- A few quick questions
- A list of open invoices
- Your recent bank statements
- No hard credit pull to see options
You don't have to pick a product. That's our job. Tell us the situation and we'll show you what fits.
- Revenue-based funding→
- Business line of credit→
- SBA & longer-term financing→
- Equipment financing→
- Monthly-payment term loans
How it works
One advisor the whole way. Most businesses see options within 24 hours.
- 1 minA few quick questionsWhat you need and why
- Same dayDocumentsRecent bank statements
- 24 hrsOptionsSide by side, explained
- 24–48 hrsFundedAfter you pick an offer
Which invoices can I factor?+
Invoices owed by other businesses. You choose which ones and how many.
How is it repaid?+
When your customer pays the invoice. There's no fixed payment schedule.
Will my customers know?+
It depends on the program. We'll tell you how each option handles it before you pick.
Will checking hurt my credit?+
No. Seeing your options is a soft pull. If you move forward, we tell you before anything else happens.
See what's possible for your business.
A few quick questions. No hard credit pull to check your options.