Business Line of Credit
RevolvingSized toyour revenue
Draw what you need, when you need it. You only pay for what you use.
- Term
- Up to 2 years
- Draws
- Reusable as you repay
- Best for
- Uneven months, cash cushion
Business line of creditA line of credit you only pay for when you use it.
A line to draw against when the week is uneven. Take what you need, pay it back, draw again.
- Amount
- Sized to your revenue
- Term
- Up to 2 years
- Draws
- Reusable as you repay
- Funding
- 24 to 48 hours after you pick an offer
For the gap between the work and the money.
Most businesses we work with aren't short of customers. They're short of the cash that shows up sixty days after the job is done.
A line of credit sits behind that gap, so payroll doesn't depend on when a customer decides to pay. An open line sitting at zero costs you nothing.
Common uses
- Payroll between invoices
- Materials and inventory buys
- Covering a slow month
- Taking a job you'd otherwise pass on
What we ask for
- A few quick questions
- Your recent bank statements
- No hard credit pull to see options
- No fee to apply, no obligation
How it works
Other ways to structure it
You don't have to pick a product. That's our job. Tell us the situation and we'll show you what fits.
Also possible, depending on the business
- Revenue-based funding→
- SBA & longer-term financing→
- Equipment financing→
- Invoice factoring→
- Monthly-payment term loans
Process
How it works
One advisor the whole way. Most businesses see options within 24 hours.
One advisor, first call to funded
- 1 minA few quick questionsWhat you need and why
- Same dayDocumentsRecent bank statements
- 24 hrsOptionsSide by side, explained
- 24–48 hrsFundedAfter you pick an offer
See My Options →No hard credit pull to check
Do I pay for the line if I don't use it?+
No. You pay for what you draw. An open line sitting at zero isn't costing you a payment.
How does it revolve?+
As you pay down what you drew, that amount becomes available to draw again.
Will this hurt my credit?+
No. Seeing your options is a soft pull. If you move forward, we tell you before anything else happens.
How fast does this move?+
Offers usually come back within 24 hours. Funding lands within 24 to 48 hours after you pick one.
I already have funding. Can I still apply?+
Yes. Bring the current schedule and we'll look at whether a line makes more sense than what you're paying now.
Next step
See what's possible for your business.
A few quick questions. No hard credit pull to check your options.