SBA loans and longer-term financingMonthly payments. Longer terms. Worth the wait when it fits.
SBA loans are backed by the U.S. Small Business Administration. They take longer than working capital and they aren't for every business. We'll tell you on the first call if it's realistic for yours.
- Payments
- Monthly
- Terms
- Longer-term
- Timeline
- Weeks, not days
- Best for
- Refinancing, property, long-term growth
When monthly matters more than speed.
The SBA 7(a) program guarantees part of what a lender advances, which is why these loans can carry lower rates and longer terms than most business funding.
The trade is time and paperwork. If you need capital this week, SBA usually isn't the answer. If you're consolidating costlier debt or buying property, it can be.
Often a fit for
- Consolidating higher-cost debt
- Buying or refinancing commercial property
- Long-term expansion
- Businesses with time to wait
What we'll tell you up front
- Whether it's realistic for your business
- Roughly how long it will take
- What the faster options look like
- Which one we'd take in your shoes
You don't have to pick a product. That's our job. Tell us the situation and we'll show you what fits.
- Revenue-based funding→
- Business line of credit→
- Equipment financing→
- Invoice factoring→
- Monthly-payment term loans
How it works
One advisor the whole way. Most businesses see options within 24 hours.
- 1 minA few quick questionsWhat you need and why
- Same dayDocumentsRecent bank statements
- 24 hrsOptionsSide by side, explained
- 24–48 hrsFundedAfter you pick an offer
Do I qualify for an SBA loan?+
It depends on the business. Your advisor will tell you what's realistic on the first call, before you spend weeks on paperwork.
How long does an SBA loan take?+
Usually several weeks. It's the slowest option we offer, which is why we're honest about it up front.
What if I need capital sooner?+
We'll lay out the faster options next to SBA, with the payment and total cost of each, so you can decide.
Will checking hurt my credit?+
No. Seeing your options is a soft pull. If you move forward, we tell you before anything else happens.
See what's possible for your business.
A few quick questions. No hard credit pull to check your options.